| It’s time to go back to your roots.
As a physician, you know that medical research is responsible
for the tremendous advances that have saved, improved and
extended the lives of millions of people.
Medical research continues to positively
shape the outcome for millions of lives. Investing research
provides the same kind of promise to your portfolio. Such
research has been performed by Nobel Prize-winning Economists
and they have proven the merits of Index Funds as the most
predictable and best-yielding investments over time.
= Index Funds are far superior to actively
managed accounts for several reasons, which include:
= Annual expenses and fees of Index Funds
are up to 66% less than actively managed mutual funds.
= When adjusted for risk, actively managed
funds do not outperform the appropriate index, mostly due
to higher trading costs and taxes.
= An investment can only outperform an
index because of stock concentration or style drift.]
= Lower returns are the result of higher
transaction costs and higher fees or lower risk. Claims
of higher returns are simply the
result of inaccurate benchmarking. And many such claims
don’t include high costs of loads
and taxes that are common with actively managed funds.
= Index fund managers don’t trade as frequently
as active managers. As a result, the tax implications of
portfolios comprised of the right blend of Index Funds will
result in lower capital gains distributions and
therefore, lower taxes.
= It is perfectly reasonable for you to
expect that you can invest and relax. In fact, it is your
right, but only if you exercise
that right. Stock-picking is analogous to gambling. It takes
your energy, it takes your time
and it just sucks away your money.
The right
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